Things To Remember About Credit Card Ownership
Posted by nick_niesen on October 29th Alejandro Villanueva Jersey , 2010


Owning a credit card is like owning a gun. Handle it responsibly and it will take care of you and save you from occasional tight situations. Misuse it and it can bring you to grave financial disaster.


To get the most out of your credit card, therefore, you need to have a full grasp of what credit card ownership entails. Keep your account in good credit standing and know what is expected of you to do this.


To keep card ownership simple and less expensive, it聮s best to maintain only one credit card. Maintaining one card means saving on yearly membership fees and allows the cardholder to maximize the rewards points he earns from frequent card usage.


Prior to actually getting the credit card, find out more about what it has to offer in terms of benefits James Conner Jersey , features, and services. Look into monthly finance charges, annual fees, late payment fees and the like to have an idea of how much it would cost to maintain the card.


What are the advantages of owning a credit card?


By owning a credit card and maintaining it responsibly, you will establish your credit worthiness. You will create a positive credit history for yourself that will tremendously improve your chances of getting loan approval to finance your studies JuJu Smith-Schuster Jersey , purchase a vehicle, open a bank account, or even buy a house. You also enjoy the added benefit of having access to stand-by funds in cases of extreme emergency. You eliminate the risks of carrying too much money on you when you need to shop for big-ticket items. More importantly, you enjoy a sense of personal freedom and independence.


Tips on proper maintenance of credit cards


聲Know your payment due date. Always pay on time and avoid carrying balances over to the next month. Paying in full each month helps you avoid steep financial charges on unpaid balances.


聲Make sure that all entries in your statement are correct. Fraudulent entries in your statement indicates someone has tampered with your records. Immediately notify the company once you see a strange entry on your statement.


聲Beware of misleading introductory offers. When you are offered a card with a low monthly interest rate, make sure that this rate is on a permanent basis and not a promo rate that will double after the promo period has expired.


聲Think first before making a large purchase. Problems arise when we make major purchases with our cards without checking whether we will be able to pay for these purchases when our statement arrives the following month. We need therefore to be aware of our cash flow situation.


All these said T. J. Watt Jersey , next time you feel like taking the plunge and buying that expensive gadget you have long dreamed of, think hard. It聮s so easy to buy something using plastic money. Remember that, in a few days, you will be asked to dish out real cash to cover this purchase. Stay within budget.


Three Simple Ways to Get Rid Of Under Eye Circles Health Articles | August 8, 2011
Dark circles under eyes can make you look fatigued and older than your true age. Learn what actually causes under eye circles and how you can minimize their appearance. Simple beauty tricks or doctor intervention can help improve the appearance of your eyes dramatically.


If you're plagued with dark under eye circles Terrell Edmunds Jersey , you aren't alone. These blue or black smudges beneath the surface of the skin around your eyes can visually age you and give the impression that you're tired even after a good night's sleep.


What Causes Dark Circles Under Eyes?


The causes of under eye circles include heredity, lack of sleep or overindulging in alcohol or sugary foods, and the presence of broken capillaries close to the surface of your skin. In some people, the fine web of capillaries beneath the eyes are unusually close to the surface or leak small amounts of blood into the surrounding area. As the body oxidizes this blood, it turns dark Devin Bush Jersey , much like a bruise.


If you have occasional dark circles due to overindulgence, you can probably get away with simply covering them up with properly applied makeup. If they are hereditary, however, you may want to try some more effective, long-term treatments.


Cosmetic Cover-Up For Under Eye Circles


If you have an important meeting or social event and want to cover up dark circles Minkah Fitzpatrick Jersey , take the time to follow the simple steps below to conceal them:


Apply a concealer that has a slightly green tone or yellow base to the area beneath your eyes, gently tapping the concealer and blending the edges out. It will leave the area looking slightly green or yellow, but you'll remedy this in the next a makeup sponge to apply your regular foundation over the same area. Gently sweep the concealer from the center out, blending the foundation over the y a light dusting of finely milled, loose face powder over the entire face to set your makeup and give it a soft you like Jerome Bettis Jersey , you can add a light diffusing eye cream to your routine, applying it after the concealer but before your foundation. The light refracting particles will bounce light back, minimizing the effect of dark circles.


Home Remedies For Under Eye Circles


If you have dark circles under eyes fairly frequently, you may want to add a few steps to your skin care routine, particularly if they are often accompanied by puffiness. Placing cold Mason Rudolph Jersey , wet tea bags over your closed eyes is very therapeutic and takes only ten minutes. Relax and unwind while the tannins in the tea shrink broken capillaries and minimize puffiness. Chilled cucumber slices can also do the trick. When you're done, lightly pat the nourishing cucumber juice into your skin for added hydration. The results can last 12-24 hours.


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